{"id":144,"date":"2012-06-27T22:12:40","date_gmt":"2012-06-27T22:12:40","guid":{"rendered":"http:\/\/www.apisbull.com\/blog\/?p=144"},"modified":"2012-06-27T22:12:40","modified_gmt":"2012-06-27T22:12:40","slug":"how-to-make-10-per-year-with-no-risk","status":"publish","type":"post","link":"http:\/\/www.apisbull.com\/blog\/?p=144","title":{"rendered":"How To Make 10% Per Year With No Risk"},"content":{"rendered":"<div>One of the \u201csecrets\u201d of wealthy investors is this: never lose money.<\/div>\n<div>Of course, that\u2019s easier said than done.<\/div>\n<div>\n<p>It\u2019s amazing because in today\u2019s economy, it\u2019s almost impossible to find a safe, guaranteed investment that yields anything more than peanuts these days.<\/p>\n<p>Here\u2019s the current offering of traditional \u201csafe\u201d investment options:<\/p>\n<\/div>\n<div>\n<ul>\n<li>High-yield Savings Accounts at Banks: 0.85%<\/li>\n<li>1 year Certificate of Deposit (CD): 1.05%<\/li>\n<li>5 year Certificate of Deposit (CD): 1.91%<\/li>\n<li>7 year Treasury Bond: 1.10%<\/li>\n<li>10 year Treasury Bond: 1.63%<\/li>\n<li>30 year Treasury Bond: 2.69%<\/li>\n<\/ul>\n<p>Wow! Commit your money to the U.S. government for 10 years and you are GUARANTEED to LOSE money the 1.63% yield is less than the government\u2019s official 2.35% inflation rate.<\/p>\n<div><span style=\"font-family: Arial;\"><span style=\"color: #800000; font-family: Arial; font-size: large;\"><strong>A Better \u201cSafe Haven\u201d for Your Money<\/strong><\/span><\/span><\/div>\n<p>We have uncovered a safe investment that can earn up to 10.25% AND is guaranteed not to lose any of your principal.<\/p>\n<p>We\u2019ll share with you the exact features of this new investment in a moment, but first a little background.<\/p>\n<p>We have discovered this gem while we were searching for a better \u201cengine\u201d for our client\u2019s Banking system.<\/p>\n<p>As we explain in detail we outline how to use a particular financial instrument as a \u201cchassis\u201d for an incredibly lucrative wealth-building platform.<\/p>\n<p>We call it a \u201cchassis\u201d because on the outside, most of these financial intruments look the same.<\/p>\n<p>It\u2019s what\u2019s under the hood that counts.<\/p>\n<p>We have seen people try to start their own Banking system without paying attention to the details.<\/p>\n<p>&#8230;and the results could be disastrous for them down the line.<\/p>\n<p>Here\u2019s why:<\/p>\n<p>Our banking system get\u2019s its horsepower from a little \u201cloophole\u201d in the way these financial instruments work.<\/p>\n<div><span style=\"font-family: Arial;\"><span style=\"color: #800000; font-family: Arial; font-size: large;\"><strong>The Loophole That Makes the banking system Work<\/strong><\/span><\/span><\/div>\n<p>First, understand how a regular bank makes money. People deposit money and the bank pays them interest to keep it there. Let\u2019s say you deposit $10,000 and they give you 1% interest.<\/p>\n<p>Then the bank turns around and lends your money to someone who needs a car and charges them 5% interest on the loan.<\/p>\n<p>In short, the bank pays you 1% on your money but charges other people 5% to use it. They make their money on the 4% spread.<\/p>\n<p>With a banking system, you take on that role of the bank to make the spread work in your favor.<\/p>\n<p>Here\u2019s how it works. You set up your insurance account to earn up to 10%. Then you can borrow at 6% &#8211; and, voila, you\u2019ve just made a 4% \u201cspread.\u201d<\/p>\n<p>Some of you may be thinking, \u201cbut if you are borrowing from yourself, aren\u2019t you\u2019re just \u2018stealing from Peter to pay Paul?\u2019\u201d<\/p>\n<p>That WOULD be the case if you were just borrowing money from yourself out of a savings account.<\/p>\n<p>That\u2019s NOT what our banking system is, though.<\/p>\n<p>It is an account set up with a third party financial firm. You put money in and they invest it in a specialized financial instrument. The money in that account earns you interest and becomes your own personal bank.<\/p>\n<p>When you \u201cborrow\u201d from this bank, the financial instrument keeps paying you interest on the entire amount you invested.<\/p>\n<p>So you are always earning money on your deposits, even when you take a loan out against those funds (to use for other investments, etc).<\/p>\n<p>You do have to pay back the loan, but when you set it up properly, you\u2019ll pay LESS interest on the loan than the amount you are earning.<\/p>\n<p>That\u2019s the loophole, and the secret to a successful banking system.<\/p>\n<p>It\u2019s really quite phenomenal and it\u2019s why we have dozens of members writing us every day with new success stories based on this technique.<\/p>\n<div><span style=\"font-family: Arial;\"><span style=\"color: #800000; font-family: Arial; font-size: large;\"><strong>Be Careful How You Set Up Your Bank<\/strong><\/span><\/span><\/div>\n<p>But this is where many people new to the \u201cBank of You\u201d concept get it wrong.<\/p>\n<p>They try to do it themselves and use the wrong financial instrument, or structure it so that it works against them instead of for them.<\/p>\n<p>For example, they unknowingly set it up to earn 4%, but they have to pay 7% for any loans they take.<\/p>\n<p>That\u2019s like setting up a commercial bank where you pay depositors 7% and only charge 4% for your loans. That bank won\u2019t be in business long.<\/p>\n<p>So, if you are doing this yourself, you NEED to get educated, because&#8230;<\/p>\n<div><span style=\"font-family: Arial;\"><span style=\"color: #800000; font-family: Arial; font-size: large;\"><strong>The Bank of You Won\u2019t \u00a0Work if it Has a Bum Engine<\/strong><\/span><\/span><\/div>\n<p>Our team do this for a living, so we are not only looking for an engine that works, we are constantly trying to tweak the engine they use to provide the best possible performance for their clients.<\/p>\n<p>That\u2019s where this new investment engine we found comes in.<\/p>\n<p>The new engine that we found works like this:<\/p>\n<ul>\n<li>You get to participate in upside moves in the financial markets (like stocks)<\/li>\n<li>You are protected from any downside risks (like a CD)<\/li>\n<li>You are guaranteed not to lose any principal.<\/li>\n<\/ul>\n<p>Sound too good to be true?<\/p>\n<div><span style=\"font-family: Arial;\"><span style=\"color: #800000; font-family: Arial; font-size: large;\"><strong>Here\u2019s the Little Catch&#8230;<\/strong><\/span><\/span><\/div>\n<p>Your upside participation is capped at 10.25%<\/p>\n<p>What that means is if the market goes up 15%, you get 10.25% and the financial institution keeps the difference.<\/p>\n<p>You might be thinking, \u201cso if the market goes up 30%, I\u2019ll only get 10.25% and they get 20%?\u201d<\/p>\n<\/div>\n<p>&nbsp;<\/p>\n<div>\n<p>Yes. But remember, they also assume ALL the downside risk. When the market goes down, they absorb that for you.<\/p>\n<p>It\u2019s an awesome financial instrument during highly volatile times, and it is PERFECT as the engine for your own \u201cBank of You.\u201d<\/p>\n<div><span style=\"font-family: Arial;\"><span style=\"color: #800000; font-family: Arial; font-size: large;\"><strong>How You Can Start Using This\u00a0New Engine in Your \u201cBank of You\u201d<\/strong><\/span><\/span><\/div>\n<p>Even though you don\u2019t need a Bank of You to be a successful investor, it is one of the safest ways to protect, grow and supercharge your wealth that you\u2019ll ever find.<\/p>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div>Read this 100 page book to start making money in good times or bad.<\/div>\n<div><\/div>\n<div><\/div>\n<p><CENTER><iframe src=\"http:\/\/rcm.amazon.com\/e\/cm?lt1=_blank&#038;bc1=000000&#038;IS2=1&#038;bg1=FFFFFF&#038;fc1=000000&#038;lc1=0000FF&#038;t=apibul-20&#038;o=1&#038;p=8&#038;l=as4&#038;m=amazon&#038;f=ifr&#038;ref=ss_til&#038;asins=B001NZO1DS\" style=\"width:120px;height:240px;\" scrolling=\"no\" marginwidth=\"0\" marginheight=\"0\" frameborder=\"0\"><\/iframe><br \/>\n<\/CENTER><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the \u201csecrets\u201d of wealthy investors is this: never lose money. Of course, that\u2019s easier said than done. It\u2019s amazing because in today\u2019s economy, it\u2019s almost impossible to find a safe, guaranteed investment that yields anything more than peanuts these days. Here\u2019s the current offering of traditional \u201csafe\u201d investment options: High-yield Savings Accounts at &hellip; <\/p>\n<p class=\"link-more\"><a href=\"http:\/\/www.apisbull.com\/blog\/?p=144\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;How To Make 10% Per Year With No Risk&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-144","post","type-post","status-publish","format-standard","hentry","category-money-making-ideas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Make 10% Per Year With No Risk - Apis Bull Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.apisbull.com\/blog\/?p=144\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Make 10% Per Year With No Risk - Apis Bull Blog\" \/>\n<meta property=\"og:description\" content=\"One of the \u201csecrets\u201d of wealthy investors is this: never lose money. Of course, that\u2019s easier said than done. It\u2019s amazing because in today\u2019s economy, it\u2019s almost impossible to find a safe, guaranteed investment that yields anything more than peanuts these days. Here\u2019s the current offering of traditional \u201csafe\u201d investment options: High-yield Savings Accounts at &hellip; Continue reading &quot;How To Make 10% Per Year With No Risk&quot;\" \/>\n<meta property=\"og:url\" content=\"http:\/\/www.apisbull.com\/blog\/?p=144\" \/>\n<meta property=\"og:site_name\" content=\"Apis Bull Blog\" \/>\n<meta property=\"article:published_time\" content=\"2012-06-27T22:12:40+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/?p=144#article\",\"isPartOf\":{\"@id\":\"http:\/\/www.apisbull.com\/blog\/?p=144\"},\"author\":{\"name\":\"admin\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/#\/schema\/person\/860866fe8a36715ee2b43f738f95f415\"},\"headline\":\"How To Make 10% Per Year With No Risk\",\"datePublished\":\"2012-06-27T22:12:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\/\/www.apisbull.com\/blog\/?p=144\"},\"wordCount\":980,\"commentCount\":0,\"publisher\":{\"@id\":\"http:\/\/www.apisbull.com\/blog\/#organization\"},\"articleSection\":[\"Money Making Ideas\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"http:\/\/www.apisbull.com\/blog\/?p=144#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/?p=144\",\"url\":\"http:\/\/www.apisbull.com\/blog\/?p=144\",\"name\":\"How To Make 10% Per Year With No Risk - Apis Bull Blog\",\"isPartOf\":{\"@id\":\"http:\/\/www.apisbull.com\/blog\/#website\"},\"datePublished\":\"2012-06-27T22:12:40+00:00\",\"breadcrumb\":{\"@id\":\"http:\/\/www.apisbull.com\/blog\/?p=144#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/www.apisbull.com\/blog\/?p=144\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/?p=144#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"http:\/\/www.apisbull.com\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How To Make 10% Per Year With No Risk\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/#website\",\"url\":\"http:\/\/www.apisbull.com\/blog\/\",\"name\":\"Apis Bull Blog\",\"description\":\"Stocks, commodities and other ways to succeed for wealth\",\"publisher\":{\"@id\":\"http:\/\/www.apisbull.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\/\/www.apisbull.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/#organization\",\"name\":\"Apis Bull Blog\",\"url\":\"http:\/\/www.apisbull.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.apisbull.com\/blog\/wp-content\/uploads\/2025\/11\/unnamed.jpg\",\"contentUrl\":\"https:\/\/www.apisbull.com\/blog\/wp-content\/uploads\/2025\/11\/unnamed.jpg\",\"width\":600,\"height\":600,\"caption\":\"Apis Bull Blog\"},\"image\":{\"@id\":\"http:\/\/www.apisbull.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/#\/schema\/person\/860866fe8a36715ee2b43f738f95f415\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\/\/www.apisbull.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3ba28247884a39bf588497461c143567b80d96b9b9b15bef61b744339fdd5cbb?s=96&d=mm&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3ba28247884a39bf588497461c143567b80d96b9b9b15bef61b744339fdd5cbb?s=96&d=mm&r=pg\",\"caption\":\"admin\"},\"url\":\"http:\/\/www.apisbull.com\/blog\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How To Make 10% Per Year With No Risk - Apis Bull Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/www.apisbull.com\/blog\/?p=144","og_locale":"en_US","og_type":"article","og_title":"How To Make 10% Per Year With No Risk - Apis Bull Blog","og_description":"One of the \u201csecrets\u201d of wealthy investors is this: never lose money. 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