{"id":188,"date":"2012-08-28T23:10:44","date_gmt":"2012-08-28T23:10:44","guid":{"rendered":"http:\/\/www.apisbull.com\/blog\/?p=188"},"modified":"2012-08-28T23:12:38","modified_gmt":"2012-08-28T23:12:38","slug":"188","status":"publish","type":"post","link":"http:\/\/www.apisbull.com\/blog\/?p=188","title":{"rendered":""},"content":{"rendered":"
While everyone\u2019s eyes stay glued to the boob-tube, watching entertainment \u201cnews\u201d obsess over the global financial mess…<\/span>there\u2019s another silent economic threat inching closer by the minute.\u00a0<\/span><\/div>\n

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The threat breathes a stench of industry, sulfur and dirt. It speaks the sounds of clanking metal, overwhelming electric hums, and men who curse like sailors as they work.\u00a0<\/span>But the scariest part comes when the awful stench and rackety noise are replaced by fresh air and silence. \u00a0When the ruckus stops, the economy dives into a tailspin.<\/span><\/div>\n

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What is the threat?<\/span><\/div>\n
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The Silent Economic Growth Killer Is<\/strong><\/div>\n<\/div>\n

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Peak energy; or more specifically, peak oil.\u00a0<\/span><\/div>\n

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Peak oil is when the rate of oil being extracted from the earth maxes out.<\/span><\/div>\n

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At that point, the number of barrels produced each day will start a steady decline. Eventually we\u2019ll run out completely or abandon oil for another energy source – which will take precious time to develop.<\/span><\/div>\n

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It\u2019s a disaster waiting to happen for economies that assume the energy needed for growth is simply unlimited.<\/span><\/div>\n

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This faulty assumption is made by economists all the time.<\/span><\/div>\n

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But as economist and scientist\u00a0Chris Martenson<\/strong>\u00a0puts it, \u201cClassical economics tried to convince me that growth depended on such things as capital, production, labor…but never really accounted for resources. They just show up on time in the desired quantities. Actually, as a scientist I know that all growth and complexity depend on energy.\u201d<\/span><\/div>\n

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And he\u2019s right.<\/span><\/div>\n

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Just look at this chart showing how oil consumption flatlines or drops dramatically during recessions, but then reaches a new record level during periods of growth:<\/span><\/div>\n

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\u00a0\"Turn<\/span><\/div>\n
Source: United States Energy Information Administration<\/span><\/div>\n

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This chart illustrates for an economy to grow, their must be enough oil to fuel the expansion. \u00a0<\/span><\/div>\n

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And once the oil stops flowing, the industries that depend on it – and that\u2019s virtually all of them – will have to change drastically or close up shop.<\/span><\/div>\n

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Now, I know what some of you are thinking…<\/span><\/div>\n

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\u201cIs Peak Oil Real?\u00a0<\/strong><\/div>\n
Or Just Another \u2018Whacko\u2019 Claim?\u201d<\/strong><\/div>\n
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Some people equate \u201cpeak oil\u201d with \u201cglobal warming,\u201d and dismiss both as politically motivated agendas of environmental \u201cwhackos.\u201d<\/span><\/div>\n

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But as Chris Martenson. says, anyone who\u2019s ever had a drink with a straw understands the basic concept behind peak oil. \u00a0At some point, the source always runs dry.<\/span><\/div>\n

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And far from a conspiracy theory, it is now accepted fact that we are on the verge of peak oil… if we haven\u2019t reached it already.<\/span><\/div>\n

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Even the International Energy Agency – who\u2019s known for painting rosy pictures about oil – is admitting oil production might drop 25% before 2035.\u00a0<\/span><\/div>\n

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And to make up the difference, we\u2019d need to find new oil fields that produce twice as much as all the middle eastern countries combined produce now.<\/span><\/div>\n

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How Will This Affect YOUR \u201cBlack Box\u201d\u00a0Investment Secrets of the Ultra-Rich?<\/strong><\/div>\n<\/div>\n<\/div>\n

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That\u2019s a good question.<\/span><\/div>\n

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And a member recently wrote in with a similar question. He specifically asked how peak oil will affect the \u201cBank of You,\u201d.<\/span><\/div>\n

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Here\u2019s the question from Mike H, edited for brevity:<\/span><\/div>\n

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Is a “Bank of You” account still a good choice in a world of peak energy? Exponential economic growth depends on surplus energy. But, if we are in fact past peak energy, will it still be able to provide these strong rates of return?\u00a0<\/span><\/em><\/div>\n

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Mike H.<\/span><\/em><\/div>\n
Pensacola, Florida<\/span><\/em><\/div>\n

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Good question, Mike. \u00a0<\/span><\/div>\n

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We asked Paul, the expert and certified financial advisor who brought us the \u201cBank of You\u201d strategy. \u00a0Here\u2019s what he had to say…<\/span><\/div>\n

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Can the \u201cBank of You\u201d Survive Peak Oil?<\/strong><\/div>\n<\/div>\n

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Paul, the Expert:<\/span><\/strong>\u00a0That’s completely irrelevant. It’s completely irrelevant. Because you need to look at the Bank of You\u2019s intended use.<\/span><\/em><\/div>\n

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I’m using it as a foundational operational account.<\/span><\/em><\/div>\n

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When your parents first tell you about one of the basic, most foundational things you need just to function in society – it\u2019s a checking account. The \u201cBank of You\u201d is like a checking account.\u00a0<\/span><\/em><\/div>\n

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But I call it an operating account. This is operating capital. And you’re also going to be able to leverage the account.<\/span><\/em><\/div>\n

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So rather than settling for the 1% or 2% that a bank is willing to give you, you’re able to take control of it. \u00a0<\/span><\/em><\/div>\n

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The money is guaranteed against any loss of principal. It is liquid and you’re getting a reasonable amount of return.<\/span><\/em><\/div>\n

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Woah, woah, woah.<\/span><\/strong>\u00a0That\u2019s a lot to cover, so let\u2019s break it down.<\/span><\/div>\n

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Most members first experience with a bank is a checking and savings account. \u00a0The \u201cBank of You\u201d is very much like a checking and savings account.<\/span><\/div>\n

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The money is easy to access – meaning it\u2019s liquid – just like a checking account. \u00a0But it also provides a much higher return than the 1%-2% of most savings accounts… as high as 10%, sometimes even more.<\/span><\/div>\n

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And we don\u2019t usually reveal secrets like this one in emails…\u00a0<\/span><\/div>\n

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But one of the cool things about the \u201cBank of You\u201d is that it\u2019s also an asset. That means you can\u00a0\u201cleverage\u201d<\/em>\u00a0your account by borrowing against it. And because of its special structure, you actually GET PAID interest TO BORROW.<\/span><\/div>\n

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The best part is, you can use that borrowed money to invest in other investment strategies. So then, not only are you earning interest on the borrowed money, but you\u2019re also getting an additional return from an additional investment strategy.<\/span><\/div>\n

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That\u2019s leverage, and that\u2019s the secret to real wealth.<\/span><\/div>\n
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So what happens if peak oil causes the economy to stop growing and the previously hot investments do not work anymore? \u00a0We asked Paul, and he said…<\/span><\/div>\n

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Paul, the Expert:<\/span><\/strong>\u00a0\u00a0You go to the next big thing. There’s always something. \u00a0And if not, you throw your money back in the \u201cBank of You\u201d and now you’re earning whatever rate of return that’s going to get.<\/span><\/em><\/div>\n

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When peak oil hits the economy like a wrecking ball, it\u2019ll be because our transportation infrastructure is designed for oil. \u00a0And businesses that depend on it will go under.<\/span><\/div>\n

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But at the same time, there will be opportunity. \u00a0Because a new infrastructure will have to be built based on a new energy source. \u00a0So even when disaster hits, the economy will need MONEY to reinvent itself.<\/span><\/div>\n

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And if you have money in the \u201cBank of You,\u201d then you\u2019ll be able to lend that money to growing industries and earn a return.<\/span><\/div>\n

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And besides…<\/span><\/div>\n

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Even Our \u201cPeak Oil\u201d Expert Agrees…<\/strong><\/div>\n
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…that you should have a decent chunk of your wealth as cash in a bank.<\/span><\/div>\n

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Chris Martenson – economist, scientist and peak oil expert – is 20% in cash. \u00a0And the \u201cBank of You\u201d allows you to be almost as liquid as cash under a mattress – it\u2019s\u00a0that<\/em>\u00a0accessible.<\/span><\/div>\n

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So thanks for the question, Mike H. It was a good one.\u00a0<\/span><\/div>\n

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All in all – the \u201cBank of You\u201d strategy is another investment that successfully navigates the the economic crises coming our way… including Peak Oil.<\/span><\/div>\n

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To get all of our \u201cBlack Box\u201d investment strategies of the ultra-rich, become a member today. \u00a0When you click the link below and watch the Webinar-Replay, you\u2019ll notice membership is up to 75% off right now:<\/span><\/div>\n
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